Because of the nature of the business, garage owners have potential lawsuits from many different areas of their business. That’s why it is so important to have auto repair shop insurance. If you’re still unsure if insurance is important. Make sure you are considering all the things that can happen when owning a garage.
First, consider all the cars, each with a different owner, on your property at any given time. You are responsible for these cars while you have them. Possible damage can come from accidents with you or your employees or something completely beyond your control such as something as simple as debris flying from the road and hitting one of your client’s cars.
Also keep in mind that, like most any other business, general risks associated with having public access apply which you would be responsible. These can include things like someone slipping and falling on a wet floor, tripping over a rug that the last guy who walked in accidentally kicked up at the corner, and the list can go on. However, the chances of potential accidents in a garage increase exponentially. Customers can enter places where they’re not supposed to, where it would be easy to trip, bump your head, slip and fall, etc.
Just remember, don’t count on any general insurance coverage. Auto repair shop insurance uniquely fits the needs of the garage owner to give him/her protection and peace of mind.